Young, carefree - and not concerned about travel insurance
If you want to rest assured your kids have cover when they are away, take out some travel insurance on their behalf. Because they may not have arranged it themselves.
Some countries are riskier for tourists than others - it’s wise to check before plans are made and flights booked. If you need to confirm that we are able to provide cover for where your children are travelling, please check the latest advice from the Foreign, Commonwealth & Development Office (FDCO).
For each individual country the FCDO will list if travel is permitted or not. We recommend checking the latest foreign travel advice regularly as from time to time it can change, sometimes at short notice.
Remember, the cover won't be valid if they travel to a destination when the Foreign, Commonwealth and Development Office (FCDO) have advised against all travel there.
If the FCDO have advised to only undertake essential travel to a destination and your trip is not essential and you choose to travel, we will only cover a claim if the cause is not linked to the reason for the FCDO advice. This limitation applies even if you have purchased an optional Trip Disruption or Covid-19 upgrade. You may be able to travel with full cover if we authorise in writing that your trip is essential before you depart. Should you like to request this, please email travelinsurancefeedback@postoffice.co.uk
Having travel insurance means that if they get involved in an accident or unexpectedly fall ill while they are away, they may be able to recover some or all of the costs.
In common with most travel insurance policies, injury or mishaps that occur as a result of careless or negligent acts like balconing and tombstoning or being under the influence of alcohol or recreational drugs will not be covered. Check the details in your policy document closely.