For further information about the Horizon IT Scandal, please visit our corporate website

Top Online Bond questions

Logging into your account

Getting started

  • To log in, visit the Post Office Savings page and click "Login" link at the top of the page. From the drop-down list select "Savings". Then:

    • Enter your user ID
    • Enter your date of birth in the format requested
    • When prompted, enter the requested digits of your six-digit security number
    • Click the "Submit" button and you will be logged in

    Logging in for the first time

    The first time you log in you’ll see our guide to using our telephone and internet service. Please read it and, if you accept it, click on the "Agree" button at the bottom of the screen. Please do not close the page at this stage without selecting one of the options.

    You can now change your six-digit security number to something more memorable by clicking on "Welcome (your name)" in the top right-hand corner of the site, then selecting "Security" from the menu and following the instructions.

  • Yes, you can change your six-digit security number to something more memorable. To do this:

    1. Log in to the online banking service
    2. Under "Welcome (your name)" select "Security" from the menu
    3. Follow the on-screen instructions

    When choosing your PIN please make it memorable to you but do not make it easy to guess, ie do not use your date of birth, the same numbers, eg 111111 or a sequence of numbers, eg 123456.

  • You have three chances to enter your six-digit security number. If you enter the number incorrectly three times, you’ll need to call our Customer Service Centre on 0345 602 3409 and we’ll post you a new security number.

Login issues

  • Please call us on 0345 602 3409. We’ll reissue you with your user ID and/or six-digit security number. We’ll do this by post to the address registered with us. Your user ID and/or new six-digit security number will arrive separately within five working days.

  • Call us on 0345 602 3409. We’ll reissue you with your user ID and/or six-digit security number. We’ll do this by post to the address registered with us. Your user ID and/or new six-digit security number will arrive separately within five working days.

Managing your account

  • Yes. noting the below:

    1. Your new linked account must be a UK Bank or Building Society current account in your name
    2. Once changed there is a minimum of one full business day, before the account details can be used for withdrawals

    Once your Post Office online bond is open, log in to our online banking service:

    1. On the account summary page, select “Options” for the Post Office savings account you wish to amend
    2. Select “Link Account”
    3. Follow the on-screen instructions

    If you are unsure which account number or sort code to use, please contact your bank or building society.

  • To help you manage your savings you can add a nickname to your account, for example, "money for wedding".

    To do this:

    1. On your main account page select the menu option next to the account you wish to re-name
    2. Select "Re-name account" from the menu
    3. Follow the on-screen instructions
  • You can update your email address, phone numbers and postal address using our online banking service. To do so:

    1. Log in to our online banking service
    2. Under "Welcome (your name)" select "Contact details" from the menu
    3. Follow the on-screen instructions

    We can update your home address, email address and phone number instantly. For your security, changes to your personal details will result in a one full business day freeze on transactions.

    If you wish to change your name, please write to us with your new details, providing evidence (such as a copy of your marriage certificate) here:

    Post Office Savings
    PO Box 87
    Armagh
    BT61 0BN

    Please note if you did not provide a copy of your signature during the account opening process you’ll need to complete a Signature Mandate at the same time. Just follow the on-screen instructions to do this.

Closing your account

  • Online Bonds are designed to be held for the full term and can only be closed in exceptional circumstances. If you need to close your bond early, please write to us confirming why you need to close your bond. We’ll then confirm our decision, the next steps and any breakage fee that may be applicable.

    Please print off your online statements before your Bond is closed.

  • If you’re facing a bereavement, we’re here to support you. Please let us know as soon as possible in one of two ways:

    • Complete our online form on the Bank of Ireland UK website. As the provider of our savings products, they will help with your request
    • Call our team on 0800 169 7500 (available Mondays to Fridays from 9am – 7pm and Saturdays from 9am - 1pm (closed Sundays)

    We’ll use the information you have provided for identification purposes only in dealing with you in your role as the deceased customer’s Executor/Administrator or Nominated Next of Kin. Please read our privacy notice for full details on the types of personal information we collect, how we use it and who we may share it with.

  • Any customers (or their representatives) who wish to reclaim their balance can do so in one of the following ways:

    • Fill out the reclaim form and send it to Post Office Savings, PO Box 87, Armagh, BT61 0BN, or
    • Call us on 0800 169 7500 to see if we can return your balance over the phone. For security and protection, we can only do this if certain criteria are met which we’ll confirm when we speak to you. If you held a joint account, please make sure both account holders are present
  • Online Bonds are designed to be held for the full term and can only be closed in exceptional circumstances. If you need to close your bond early, please write to us confirming why you need to close your bond. We’ll then confirm our decision, the next steps and any breakage fee that may be applicable.

    Please print off your online statements before your Bond is closed

  • If you’re facing a bereavement, we’re here to support you. Please let us know as soon as possible in one of two ways:

    • Complete our online form on the Bank of Ireland UK website. As the provider of our savings products, they will help with your request
    • Call our team on 0800 169 7500 (available Mondays to Fridays from 9am – 7pm and Saturdays from 9am - 1pm (closed Sundays and bank holidays)

    We’ll use the information you have provided for identification purposes only in dealing with you in your role as the deceased customer’s Executor/Administrator or Nominated Next of Kin. Please read our privacy notice for full details on the types of personal information we collect, how we use it and who we may share it with.

  • Any customers (or their representatives) who wish to reclaim their balance can do so in one of the following ways:

    • Fill out the reclaim form and send it to Post Office Savings, PO Box 87, Armagh, BT61 OBN, or
    • Call us on 0800 169 7500 to see if we can return your balance over the phone. For security and protection, we can only do this if certain criteria are met which we’ll confirm when we speak to you. If you held a joint account, please make sure both account holders are present

Manage your account

Log into your Online Bond

Manage your account and check your Online Bond balance here.

Contact us about your Online Bond

If you can’t find the answer you need in our FAQs or your online account, here’s how to reach us.

By phone

Call us on: 0800 169 7500

  • Monday to Friday: 9am - 7pm
  • Saturday: 9am - 2pm
  • Closed Sundays

Complaints

If you’re not happy we’d like to know so we can do our best to put things right.

By phone

Call us on: 0800 169 7500

  • Monday to Friday: 9am - 7pm
  • Saturday: 9am - 2pm
  • Closed Sundays

By post

Write to us at: Post Office Customer Care
PO BOX 3191
Bristol
BS1 9HY

Our aim is to resolve your complaint promptly and fairly, within the eight weeks set out by the Financial Conduct Authority. If your complaint requires significant investigation an update will be provided within four weeks.

Taking complaints further

If you’re not satisfied with how we’ve handled your complaint, you can refer it to the Financial Ombudsman Service.

Contact the Financial Ombudsman Service

Please make sure you’ve been through our own complaints procedure first. You should contact the ombudsmen within six months of our final decision.

By post

Write to: Financial Ombudsman Service
Exchange Tower
Harbour Exchange Square
E14 9SR
London

By phone

Call: 0800 023 4567

or 0300 1239 123

  • Monday to Friday: 8am - 5pm
  • Saturday: 9am - 1pm
  • Closed Sunday and bank holidays

Small print

Call charges: calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider. Calls may be monitored or recorded for training and compliance purposes. All calls to 0800 numbers are free of charge whether made from a landline or mobile phone.

Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. Registered in England and Wales (No. 07022885). Registered Office: 45 Gresham Street, London EC2V 7EH.

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website.

Post Office Limited is registered in England and Wales (No. 2154540). Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.