Get a quote online
It’s quick and easy to get a quote for Post Office Life Insurance online.
Summary
Here's your result
It’s based on the answers you provided. This result is a guide only to help you consider and assess the amount of cover you may need to get your loved ones, home and lifestyle covered financially, in case the unexpected happens.
Your calculation
Based on the information you’ve provided you may need:
-This amount of cover will provide for everything you told us about. Please note: we'll only cover you for up to £750,000 **, maximum cover amount offered, which is dependent on your age at the time you apply for cover. Please see below for things you need to know.
Or you might need...
Alternatives based on your answers:
-
To cover what’s left to pay on your mortgage
-
To cover your family’s lifestyle or debts
It's important to protect the things that really matter. Life insurance can give you that peace of mind. It's quick and easy to set up. It doesn’t need to be expensive, so why not get a quote today?
Get a quoteGet the right life cover for your circumstances
There’s a range of reasons that people buy life insurance, as well as a number of benefits. We’ve put together life cover guides to help answer many of your questions. Here's a selection.
Milestones
Milestones in people’s lives are often reasons for them to think about getting a life insurance policy.
For instance, buying a house, getting married and having a child can all make you think that you could do with some extra protection if the worst should happen.
Getting older
You might be feeling that you’ve passed middle age, and you need to make some good provisions for the future.
If you're over 50, then compare our Life Insurance with our Over 50s Life Cover.
Protecting your mortgage
You may want to make sure that your mortgage is protected if you die, or that your family have a lump sum to help them with their finances after you’ve gone.
Whatever the reason, buying life insurance can give you peace of mind and be a cornerstone in a sensible financial plan for your loved ones’ futures.
Get a quote by phone
Monday to Friday: 9am - 8pm
Saturday: 9am - 5pm
Closed on Sundays and bank holidays
Important information
Related services and guides
Is life insurance worth it?
Life insurance can help your family financially if the worst should happen. Here, we look at some of the reasons you may wish to consider buying a life cover policy ...
What are the benefits of life insurance?
We insure our cars against theft and damage, and our homes in case anything goes wrong. But not as many people insure the most valuable thing of all: their lives.
Cost of life insurance
Loads of factors will affect the average life insurance cost, from lifestyle and overall health to occupation. But you do have a say in what you pay.
Life insurance vs life assurance
There are big differences between life insurance and life assurance. We want you to have all the information you need to make an informed decision about which is right ...
Life insurance for over 65s
If you’re soon to reach 65, then you may be planning for your retirement. This is a good time to think about life insurance for over 65s, as a policy can help pay for ...
Death in service vs life insurance
If you rely on death in service cover alone, you may be putting your family at a financial disadvantage. Read on to discover how death in service benefits compare to ...
Life insurance for mums
You might be a new mum, single mum, stay-at-home mum, working mum or the sole breadwinner. Whichever you are, life insurance can help ease worries about the future and ...
Life insurance for self-employed
Working for yourself can come with financial challenges. That's why it's worth considering life insurance when you are self employed.
Life insurance for your family
Every family is different, but they can play a big part in our lives. It’s important to think about how we can protect them against the unexpected as best we can.
Over 60s life insurance
A few milestone birthdays can remind us of the need for life insurance to protect those we love when we're gone. Hitting the 60-year mark is certainly high among them.
Protect your family
Life shouldn't stop for your loved ones if the unexpected happens to you. Let's make sure they'll be financially secure if the worst happens.
The nation's relationship with life insurance
For many people, life insurance is an extremely important financial product - but how many of us have it, and what do consumers actually know about this type of cover?
What to expect from life insurance
Our guide takes you through what to expect from life insurance, from the application right the way through to the payout. If you think it’s a product that could help ...
6 reasons why you need life insurance
It seems there are certain events in people’s life that prompt them to buy life insurance.
Life insurance and coronavirus
Life insurance can help your family financially if the worst should happen, including death from Covid-19.
Life insurance for over 70
As you approach the latter parts of your life, you may start thinking about what you’re going to leave behind. If you want to provide a legacy for those you love, then ...
Understanding mortgage life insurance
If you want to leave your loved ones financial protection for your home, even if you’re not there to help pay the mortgage, you may want to take out mortgage life ...
What is life insurance?
Life insurance can offer your loved ones peace of mind and financial security if you pass away or become critically ill.
Things you need to know
*0330 & 0345: Calls to 03 numbers will cost no more than calling a standard UK number starting with 01 or 02 from your fixed line or mobile and may be included in your call package. Calls may be monitored or recorded for training and compliance purposes.
If you’re a UK resident aged between 18 and 70, you can apply for cover. Our terms and conditions set out further details about the restrictions that apply.
Your cash sum is dependent on your age, smoker status, length and type of cover and your personal circumstances at the time you apply.
Post Office Life Insurance offers up to £750,000 cover, depending on your age, for customers who are UK residents aged 18-70 at the start of the policy. The minimum term is 5 years and cover must end before your 90th birthday. We won’t pay a claim on death if it was as a result of suicide or intentional self-inflicted injury within 12 months of the start date of your policy.
We won’t pay a claim on terminal illness if you don’t meet our definition of terminal illness; or the terminal illness is caused by intentional self-inflicted injury within 12 months of the start date of your policy. The full definition of terminal illness can be found in the terms and conditions.
We won’t pay a claim if you don’t keep your payments up to date as you will no longer be covered under the policy. If you don’t tell us something or give us incorrect answers to our application questions that affects your cover, we may reduce the amount we pay for a claim or at worst cancel your cover and not refund your monthly payments.
Post Office Life Insurance is underwritten and administered by Scottish Friendly Assurance Society Limited. Neilson Financial Services Limited assist in the administration. If you buy Post Office Life Insurance over the telephone or online via the Post Office website, it is arranged and sold by Neilson Financial Services Limited, following an introduction by Post Office Limited. If you buy Post Office Life Insurance online via a price comparison website, it is arranged and sold by the firm that provides the price comparison website services.