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Choose a travel insurance cover level

We can offer you a choice of economy, standard and premier cover levels

Policy wording

Economy

£125 excess

Insurance Product Information Document (IPID)

Emergency medical expenses and getting you back home

Up to £5 million

Cancellation and cutting short your trip

£1,000

Baggage (personal possessions)

£1,500

Money

Up to £250

Travel delay and missed departure

N/A

Standard

£99 excess

Insurance Product Information Document (IPID)

Emergency medical expenses and getting you back home

Up to £10 million

Cancellation and cutting short your trip

£3,000

Baggage (personal possessions)

£2,000

Money

Up to £350

Travel delay and missed departure

Up to £750

Premier

£50 excess

Defaqto 5 star award

Insurance Product Information Document (IPID)

Emergency medical expenses and getting you back home

Up to £15 million

Cancellation and cutting short your trip

£5,000

Baggage (personal possessions)

£3,000

Money

Up to £500 (1)

Travel delay and missed departure

Up to £1,500

Insurance Product Information Document (IPID)

Insurance Product Information Document (IPID)

Economy cover IPID

Insurance Product Information Document (IPID)

Standard cover IPID

Insurance Product Information Document (IPID)

Premier cover IPID

Emergency medical expenses and getting you back home

Emergency medical expenses and getting you back home

Up to £5 million

Emergency medical expenses and getting you back home

Up to £10 million

Emergency medical expenses and getting you back home

Up to £15 million

Cancellation and cutting short your trip

Cancellation and cutting short your trip

£1,000

Cancellation and cutting short your trip

£3,000

Cancellation and cutting short your trip

£5,000

Baggage (personal possessions)

Baggage (personal possessions)

£1,500

Baggage (personal possessions)

£2,000

Baggage (personal possessions)

£3,000

Money

Money

Up to £250

Money

Up to £350

Money

Up to £500 (1)

Travel delay and missed departure

Travel delay and missed departure

N/A

Travel delay and missed departure

Up to £750

Travel delay and missed departure

Up to £1,500

An award-winning provider

Personal Finance Winner 2023 award

Best Travel Insurance Provider

Post Office won a ‘Best Travel Insurance Provider’ award at the Your Money Awards in 2021, 2022 and 2023

Bronze British Travel Awards 21/22 Best Company for Travel Insurance award

Best Travel Insurance Provider

Post Office won a “Best Travel Insurance Provider” award at the British Travel Awards in 2023

Defaqto expert rated Travel Insurance 5 star award

Defaqto 5-star rated cover

Our travel insurance policies with premier level cover are Defaqto 5-star rated

Common questions

  • When you get your travel insurance quote from us, we’ll offer you some optional extra cover options. You can pay a little extra to add these to your standard policy cover.

    If you get a quote for annual multi-trip cover, one of these options is trip extensions. It extends the standard trip duration we’ll cover – 31 days – to your choice of 45 or 60 days.

    This could be useful if you’re likely to travel for longer periods during the 12 months your policy covers you for.

  • The trip extensions add-on will apply to any trip you take in the 12 months your annual multi-trip policy covers you for, up to the number of days you choose. You can take as many trips as you like on this cover. The only limit is we’ll cover a maximum of 183 days abroad per year.

  • Yes, the trip extensions option can be added to your annual multi-trip travel insurance policy either when you take it out or at later date. If you’re adding it later, this will need to be before you embark on a trip you need the extended cover for.

  • No, sorry. The trip extensions option can only be added to annual multi-trip policies.

  • Read more travel insurance FAQs

Need some help?

Travel insurance help and support

For emergency medical assistance, to make a claim, find answers to common questions about our cover or get in touch:

Visit our travel insurance support page

Travel insurance policy types

  • Single-trip cover

    • Cover for a one-off trip in the UK or abroad 
    • Perfect for one-off trips or longer holidays of up to 365 days (2)
    • No age limit 
  • Annual multi-trip cover

    • Cover for multiple trips for a 12-month period 
    • 31-day trip limit, with extensions available up to 45 and 60 days
    • Available for everyone aged up to 75 years 
  • Backpacker cover

    • Cover for a one-off trip up to 18 months
    • Option to return home for up to 7 days on 3 occasions
    • For people aged 18 – 60 wanting to travel the world for a gap year or career break

About our travel insurance

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

These details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).

Things you need to know

(2) For economy, standard and premier policies, the single-trip policy will cover you for one trip up to:

  • 365 days for persons aged up to and including age 70

  • 90 days for persons aged between 71 and 75

  • 31 days for persons aged between 76 and above