Here’s a summary of the cover our backpacker policies provide. For full details check our policy documents.
Backpacker travel insurance
For travellers aged 18 – 60
Covers one trip of up to 18 months
Return home for up to 7 days on 3 occasions
You've worked out where you're going, sorted out the passport and visas, and taken your vaccinations. Now you're ready to take on the world. Add backpacker cover to our economy travel insurance, and you’ll be good to go.
Have peace of mind when you travel knowing health professionals are just one click away.
Medical Assistance Plus, powered by Air Doctor, comes free with all our travel insurance policies (1). It gives you access to outpatient medical support while you’re away.
Through the service you can book an in-person or video consultation with a doctor. You can also get prescriptions delivered to your nearest pharmacy.
We’ll send you an SMS reminder about the service the day before you travel (for single-trip and backpacker cover) or the day before your policy begins (for annual multi-trip cover).
Here’s a summary of the cover our backpacker policies provide. For full details check our policy documents.
Few countries have total universal healthcare like the UK’s NHS. Most countries outside of the EU don’t have mutual healthcare agreements with the UK. This means the cost of getting treatment can be very expensive. Travel insurance is there to protect you and help when you’re at your most vulnerable
Some holiday mishaps are down to sheer bad luck. Getting pickpocketed on a busy street. Your airline mislaying your bags. Or someone picking up the wrong rucksack at the bus stop. You just can’t plan for losing your valuables. But you can plan to get help with the replacement costs by getting a backpacker travel insurance quote with us
If you’re off travelling the world with a backpack, we’re willing to bet you can be tempted by the odd adventure sport or two. We cover over 100 sports and activities free of charge, but there are some we don’t cover at all. Check your policy wording for the full list and our terms and conditions, as some aren’t covered for personal injury or personal liability
Our backpacker travel insurance comes with our economy cover. Here are some of the cover highlights.
Economy £125 excess Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £5 million Cancellation and cutting short your trip Up to £1,000 Baggage (personal possessions) Up to £1,500 Money Up to £250 Travel delay and missed departure n/a |
|
---|---|
Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
Emergency medical expenses and getting you back home |
Emergency medical expenses and getting you back home Up to £5 million |
Cancellation and cutting short your trip |
Cancellation and cutting short your trip Up to £1,000 |
Baggage (personal possessions) |
Baggage (personal possessions) Up to £1,500 |
Money |
Money Up to £250 |
Travel delay and missed departure |
Travel delay and missed departure n/a |
Need cover for your policy that's not included as standard? Just pay a little more to add these upgrades – optional or mandatory depending on the trip type.
This optional extra helps protect you from the impact of airspace disruption, natural catastrophes, terrorist acts or Covid-19 (5)
If you’re happy with the cover offered, but worried about excess fees, you can opt for an excess waiver. For an additional premium, you can add it to any Post Office level of cover for zero excess fees (5)
Insure all your devices with our easy-to-add gadget cover. It’s perfect to protect all your smartphones, tablets, laptops and consoles (5)
Specialist cover is mandatory for winter sports like skiing and snowboarding. There’s greater risk of emergency costs. Make sure you’re protected on the pistes (5)
If you're going on a cruise, specialist cover is both important and mandatory. It covers missed departure due to breakdown, falling ill on board, being confined to your cabin, lost baggage and more (5)
Trip extensions are available up to 45 or 60 days, increasing from the standard 31 days (5)
Living with a medical condition shouldn’t stop you seeing the world. And, with the right travel insurance in place, you can enjoy peace of mind on your adventures – just in case something unfortunate happens.
At Post Office, we cover most pre-existing conditions. Contact us for a quote to see if we can cover you. It’s important to declare upfront all your medical conditions and any medication you're taking.
If we can't help and yours is a serious pre-existing medical condition, check the Money and Pensions Scheme (MaPS) directory. It lists companies that may be able to help you. Or call 0800 138 7777.
Let’s find the protection that’s right for your travels. Get a quote for Post Office Travel Insurance
Backpacker insurance is designed for those of us who like to travel the world – and we’ve taken a lot into account. So, you can return home for up to seven days as many as three times. And there are over 100 sports and activities included, so it’s designed with you in mind.
To be eligible for Post Office Backpacker Insurance you must:
Conditions and exclusions apply. For full details of what's included with your cover, check the policy wording.
While we’ve included a lot of adventure sports as standard on Post Office Backpacker Insurance, you’ll still need extra cover for winter sports. You can add this to your policy for an additional premium.
You can also add excess waiver cover. With this added cover, you won’t need to pay any part of any claims that you make.
Before you buy travel insurance, you should thoroughly check our policy terms and conditions. This way you’ll be sure that any adventure sports or activities you want to take part in are fully covered. A good example is if you’re planning to do any voluntary manual work while you’re away. Please be aware that if you need to make a claim, the excess will increase to £250, and purchasing the optional excess waiver won’t remove this excess.
Post Office Backpacker Insurance is similar to other forms of travel insurance. It’ll cover you for medical emergency, the cancellation or cutting short of your trip, and loss of your belongings. It’s available with our economy level insurance. It’s a good idea to check our policy documents to make sure it has all the cover you need for your trip.
Yes, there is. We’ve partnered with Student Beans to offer a student discount. Log in with your Student Beans account to claim your discount code. Or, if you don’t have one, you’ll need to register for a Student Beans account to verify you’re a student.
When getting a quote for Post Office Travel Insurance please enter your discount code into the promotion code box. The discount will be taken off your quote total.
Yes, we do. We’ve partnered with Grad Beans to offer a discount to students. To claim it, you’ll need to either register for a Grad Beans account (to verify your graduate status) or log in with your existing account. You’ll be given a unique code, which you’ll need to enter in the promotion code box that appears when getting your travel insurance quote. The discount will be taken off your quote total.
Enjoy that precious time away with your grandchildren, and take some of the ...
With festivals overseas becoming the new norm, festivalgoers need to do a bit ...
Planning on living the high life with a trip to the UAE’s iconic mega-city, ...
Canada is a vast country of diverse delights – everything from bustling cities ...
The famous cliché of America is that it's big. And it is. Across its six time ...
Whether you’re heading to the beach for a much-needed break or boarding a boat ...
Do UK residents need travel insurance for Ireland? And what healthcare is ...
Having your son or daughter go on holiday without you for the first time can be ...
There’s no better feeling than planning an amazing trip to an exotic ...
With the winter sports season upon us, we conducted a Winter Sports Survey for ...
If you're living with cancer but love to travel, can you get travel insurance ...
So, you’ve booked your flights, accommodation and activities. What next?
In an average year, millions of Britons go abroad without the right travel ...
Greece and the Greek islands have long been a popular travel destination for us ...
You should be able to get the right cover to travel abroad if you’re diabetic, ...
We all know the feeling – getting to the airport, then a wave of panic comes ...
Perched on the northern tip of Africa, Morocco’s long been a popular ...
Whether you’re travelling solo because of business, you’re hoping to meet ...
The white stuff is alluring, so make sure you can enjoy it safely, are ready ...
Thailand’s idyllic beaches, azure-blue sea, buzzing cities and exciting ...
If you're the type of sunchaser who looks forward to that sizzling summer ...
Some vaccinations for Thailand are recommended and some are mandatory in ...
Holidays for teenagers can take some imagination to make sure they’ve got the ...
Heading down under for a trip to or around Australia? Make sure you’ve got the ...
Booking a last-minute holiday can get the blood pumping with the sudden thrill ...
For many UK holidaymakers, India is an intriguing and diverse culture with ...
Dark mornings, cold hands, heating bills and chapped lips are among the most ...
There’s nothing worse than falling ill while away from home. Along with the ...
Adventurous holidays can take many forms, from action-packed itineraries in ...
The status of Schengen visas for international students resident in the UK is ...
Learn the difference between embassies and consulates, and why you might need ...
The last thing you want to happen on holiday is standing the luggage carousel ...
Learn about the different types of travel insurance available from Post Office, ...
It’s your holiday too, and good preparation can take some of the worry out of ...
It’s one of the most popular holiday hotspots for UK holidaymakers. But what ...
ATOL stands for Air Travel Organisers' Licensing, a scheme that helps make sure ...
Today, Cuba is more accessible than it has been for many decades, and those who ...
It's a proud feeling when children turn eighteen and start holidaying on their ...
If you’re jetting off to Japan soon make sure you have good travel insurance to ...
As you get older, being able to go where you want when you want is all part of ...
Every year, millions of holidaymakers from the UK head to Spain for its ...
Fancy trekking in a remote Asian rainforest? A wild time in New York? Flying ...
If you're travelling to an EU country from the UK, make sure you take a Global ...
Find out about medical care available to Brits in Mexico, as well as travel ...
It may be a short hop away, but a trip to France is not without its travel ...
Do you need travel insurance for your trip? Is travel insurance worth it? And, ...
Finding out that your airline or holiday company has gone bust is a shock – ...
Going backpacking is one of life’s great adventures. But before you set off ...
How safe is South Africa to visit and why is having travel insurance important ...
Travelling solo means freedom and independence, making new connections and ...
Travel’s a great way to unwind, see the world, open the mind and expand ...
Satisfy your travel craving while making your holiday budget go further. We’ve ...
If you're travelling abroad as a family, it makes sense to take out insurance ...
People flock to the Canary Islands from all over Europe. No wonder, with such ...
Lots of people who need assisted travel at airports are missing out simply ...
Travel insurance for a holiday in the UK isn't something you must have, but it ...
Exploring the globe can be scary, but there’s so much to find at the edge of ...
Make sure you’re travelling safely in Egypt with the latest advice and risks, ...
Most of the time, getting a flight is a hassle-free event. If you only take ...
The arrival of Airbnb has helped to transform the travel industry in recent ...
Travelling with high blood pressure is fine – but it’s important to make sure ...
There are several ways to get to the top of the class on your flight – whether ...
Taking your best friend on holiday with you is everyone's ideal situation, but ...
Find out what medical care Brits can access in New Zealand and travel risks to ...
Before your little bundle of joy arrives, you may be considering taking a ...
The opportunities to combine business and leisure have never been greater. You ...
A trip to Turkey offers toasty beaches and tourist treats aplenty. No wonder ...
Find out about the safety of travelling to Italy as well as the medical care ...
The whole idea of lounging around on the beach is to switch off and enjoy the ...
Ready to jet off on a much-needed break but worrying about what you can take ...
To access your policy documents, select your cover level then tell us the date you bought your cover.
Policy numbers starting with TC
Policies are underwritten by Collinson Insurance:
Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.
These details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).
(1) This service is not available for trips taken in the UK, only for international travel. The service allows up to 3 separate medical events per person, per policy and for each medical event up to 3 appointments per person listed on the policy. All appointment charges are covered by your travel insurance policy. You will not need to pay any excess fees for this service.
For any online appointments or where the appointment was held at your accommodation, where a prescription is issued, you will need to pay for any medication and claim upon your return home. No excess will be applied for any prescription charges. If your appointment takes place at a clinic and they have a dispensing chemist, you will not need to pay for your prescription and all charges will be covered by your policy at the point of appointment. If there is no dispensing chemist at the clinic, you will either be given a prescription, or the prescription will be sent to a chemist by the treating doctor, and you will need to pay for any medication and claim upon your return home.
If your medical situation needs to be handed over from an outpatient case to an inpatient case and requires hospital admission, you will be handed over to our emergency medical assistance team in the UK. For any inpatient cases, no excess will be applicable.
(3) For economy, standard and premier policies, the single-trip policy will cover you for one trip up to:
(5) Terms and conditions apply.